First Time Buyer Mortgages

Buying your first home is an exciting life changing event and need not be a daunting prospect.


At Hardisty Financial we’re here to help you every step of the way and would welcome the opportunity to meet with you right at the beginning. This is the first stage for us assisting you to find the most appropriate lender and deal by finding out about your requirements and circumstances. There are many new things, as a first time buyer, that you will experience for the first time that will need to be considered. Supporting you change from first time buyer to home owner begins here.


There is a range of mortgages on the market with deposits from as little as 5%, mortgages with free valuations and free legal costs, flexible mortgages and a whole host of varying terms. Finding the right one to suit you is our speciality.


Our friendly team will guide you through all of the stages from the initial discussions, budgeting and planning to the formal mortgage application, underwriting, property valuation, mortgage approval, exchange of contracts and then finally… moving day! We can liaise with estate agents, negotiate with mortgage lenders and introduce you to conveyancing solicitors to relieve the pressure on you.


You can trust that Hardisty Financial will be right behind you throughout the whole process. Not only will we arrange the Mortgage for you we can also arrange the Buildings & Contents Insurance, Life Insurance, Critical Illness Cover and Income protection. So there is no need to worry.


We’re independent and don’t work for any particular lenders so the bespoke advice we give will be the most suitable and cost effective for you. We strive to satisfy all our customers with our impeccable customer service and tailored approach!

Need an idea of what you can afford?

Try our handy mortgage calculator to work out the monthly cost, you can even send it on to our advisors with your details and they’ll find you the best deal.
Mortgage calcuator

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