04 Apr The benefits of independent mortgage advice
Buying a home is a big step, and a mortgage is likely to be one of the biggest financial commitments you can make. Therefore, it is worth taking the time to get the right advice before you commit to a mortgage deal.
You don’t need to be buying right now either to be able to take advantage of the benefits of independent mortgage advice. If your mortgage deal is coming to an end and it’s time to remortgage, be sure to keep reading…
We have helped many people move home over the years and would always recommend seeking independent mortgage advice from our team at HARDISTY FINANCIAL for the following reasons:
Saves you valuable time
Independent mortgage advisors have knowledge of all the current mortgage options available. Instead of having to spend time shopping around for the best deals yourself, a mortgage advisor does this for you. Not only will they save you time, they will find you the most suitable mortgage and figure out how much you can borrow. HARDISTY FINANCIAL are able to tailor their advice to your circumstances and provide daily updates on the progress of your application for peace of mind.
Saves you money
By matching you with the most suitable mortgage, your mortgage adviser could save you money over the term of the loan. Even a small drop in the interest rate can mean saving thousands of pounds. Our advisors at HARDISTY FINANCIAL are whole of market, meaning we have access to all available rates are able to find you the best rate for your mortgage.
Increase your chances of approval
With the help of a good mortgage adviser, you can find the lender and mortgage that is best suited to you and the property you want to buy. This can also mean you have a better chance of approval, saving you from unnecessary applications which could harm your credit score when trying to secure your dream home.
When you work with a great mortgage advisor, getting the home of your dreams or buying an additional property will be a much easier process.
Mortgage advice is more than just pointing out what a single lender has to offer, it’s matching you with the mortgage that suits you now and for the future.
Here at HARDISTY FINANCIAL, we work with a wide variety of mortgage lenders across the full spectrum of the mortgage market. Having access to both high street and specialist lenders means that we are able to find a mortgage to suit almost any circumstances.
We can provide experienced and tailored mortgage advice in the following areas:
- First Time Buyer Mortgages
- HomeMover Mortgages
- Buy to Let Mortgage and Remortgages for both Limited Companies and independent landlords
We also offer a wide range of protection advice:
- Buildings and Contents Insurance
- Life Insurance
- Critical illness Insurance and other Income Protection Policies
For more mortgage advice, speak to our team of property professionals today.